NSmen who reach the mid-point of their ORNS Training Cycle will receive the NS HOusing, Medical and Education (HOME) Award payment of $3,000 in their CPF Ordinary Account and $2,000 in their CPF Medisave Account. Commanders (3rd Sergeants and above) take up higher responsibilities and will receive an additional $500 top up to their CPF Ordinary Account. An additional $500 will be disbursed as credits that can be accessed via the LifeSG mobile application. These credits can be used at any online/physical merchant that accepts payment by "Scan and Pay" via PayNow UEN QR or NETS QR.