Singapore Savings Bonds (SSB) are a special type of Singapore Government Securities (SGS) with features that make them suitable for individual investors:

• Safe: Savings Bonds are backed by the Singapore Government. In addition, you can always redeem your bonds in exchange for the amount invested, i.e. no capital losses.
• Long-term: You can invest for up to 10 years and earn interest that increases over time. The longer you hold your bond, the higher your return.
• Flexible: You don’t have to decide at the start how long you want to hold your Savings Bonds. You can get your funds back within a month, with no penalty.