The gross monthly household income is averaged over the months worked during a 12-month period, which ends 2 months preceding the month of the HFE letter application. The incomes of all persons (both applicants and occupiers) listed in the HFE letter application are included in the assessment.

The income considered refers to the total gross income earned including employee’s CPF deductions and excluding employer’s CPF contributions and bonuses. You may refer to the Income GuidelinesIncome Guidelines for our income computation and other details.

This information is sourced from HDB