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How do I work out a budget for a flat purchase and finance the purchase?

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Source: https://www.hdb.gov.sg

The budget is based on your available funds to pay for the flat purchase, namely:

  • Amount of housing loan from HDB or a financial institution;
  • CPF savings in the Ordinary Account;
  • CPF housing grants (if eligible); and
  • Cash savings

Find out more on how you may budget for a flat purchase and use our financial tools to help you in the planning before you commit to a flat purchase.

This information provided here is sourced from the HDB website.


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