Would I have duplicate coverage or pay double premiums if I buy an Integrated Shield Plan (IP) when I am already covered under MediShield Life?

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Accepted Answer

There is no duplication in coverage and you are not paying double premiums. Singapore Citizens and Permanent Residents are automatically covered under MediShield Life for life. When you buy an Integrated Shield Plan (IP) through a private insurer, the IP consists of two components: your existing MediShield Life component and an additional private insurance coverage component. You will continue to be able to enjoy MediShield Life benefits when you buy an IP.

Would I have duplicate coverage or pay double premiums if I buy an Integrated Shield Plan (IP) when I am already covered under MediShield Life?

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