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Can I upgrade or downgrade between ElderShield 300 and ElderShield 400?
Switching between ElderShield plans is not possible. ElderShield 300 insureds were given a one-time option to upgrade to ElderShield 400 in 2007, and this option is no longer available. Downgrading from ElderShield 400 to ElderShield 300 is also not allowed.
This information is sourced from CPF.
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