Your CPF contribution rates will change from the first day of the month after the month of your 55^th, 60^th, 65^th or 70^th birthday. This is because on your birthday, you are considered to have just turned the relevant age and remain in your current age group for that month. From the following month onwards, you will move into the next age group and the new contribution rates will apply.

 

Your 55^th birthday falls on 13 January 2026.

	For wages earned in January 2026	For wages earned in February 2026
Age group	55 years and below	Above 55 to 60 years
Total contribution rate	37% of total wages (>$750)	34% of total wages (>$750)
Employer and Employee share	Employer share: 17% Employee share: 20%	Employer share: 16% Employee share: 18%

 

Since your birthday falls in January 2026, your new contribution rates will apply from 1 February 2026 onwards.