If you have a Court Order granted before 1 January 2013, the amount to be refunded depends on your age at the time of sale, transfer or disposal of your property.

 

You must refund the CPF principal amount withdrawn and the accrued interest when you sell, transfer, or dispose of your property.

 

If your selling price (including option monies) cannot fully cover both the outstanding housing loan and the required CPF refund, you do not need to top up the shortfall in cash, provided the property is sold at market value. However, any option monies received in cash from your buyer must be refunded to both you and your co-owner's CPF accounts before the transaction can be completed.

 

Please write to us directly to determine the specific amount you need to refund upon sale, transfer, or disposal of your property.