From 1 January 2026, the CPF contribution rates for employees aged above 55 to 65 are increased to strengthen their retirement adequacy.

Upon the closure of the Special Account (SA) for CPF members aged 55 and above, the CPF contributions allocated to SA will be fully allocated to the member’s Retirement Account (RA), up to the Full Retirement Sum (FRS). For members who have set aside the FRS in the RA, these contributions will be channelled to the Ordinary Account.

You may refer to the CPF allocation rate table (PDF, 0.1 MB) for more details.