The Health Insurance Planner (HIP) is a joint initiative by CPF Board (CPFB) and Ministry of Health (MOH) under PLAN with CPF, our one-stop guidance service for financial and retirement planning. 

 

Making decisions about health insurance coverage and comparing Integrated Shield Plans (IPs) can be challenging due to the complexity of information. As healthcare costs rise, members need to ensure their coverage matches both their care preferences and financial circumstances. 

 

The HIP uses members' personal data to generate long-term projections of their MediSave savings, healthcare expenses, and insurance premiums. Working alongside existing information on MOH, CPFB and insurers' websites, the planner helps members make better-informed decisions about their health insurance coverage.