For platform workers below 55: up to the current year’s Full Retirement Sum (FRS).

For platform workers 55 and above: up to the current year’s Enhanced Retirement Sum (ERS).

Learn more about how you can earn tax deductions for cash top-ups.

Note: Cash top-ups to Special or Retirement Account are not limited by the CPF Annual Limit.

Up to the CPF Annual Limit ($37,740 per platform worker per year) less any mandatory contributions and voluntary contributions to three CPF accounts received by the platform worker for the calendar year.

Do consider the mandatory CPF contributions you will be making for your platform worker, before making VC. If the total mandatory CPF contributions and VC received by the platform worker exceeds the CPF Annual Limit in the calendar year, VC made to your platform workers’ MediSave Account in excess of the CPF Annual Limit will be refunded without interest.

This VC is not limited by the platform worker’s Basic Healthcare Sum (BHS). Any VC made above the BHS will be channelled to the platform worker’s Special Account or Retirement Account, or Ordinary Account if the FRS has also been met.

The CPF Submission Number to make VC to MediSave Account should have the payment code “MSE”.

Up to the CPF Annual Limit ($37,740 per platform worker per year) less any mandatory contributions and voluntary MediSave contributions received by the platform worker for the calendar year.

Do consider the mandatory CPF contributions you will be making for your platform worker, before making VC. If the total mandatory CPF contributions and VC received by the platform worker exceeds the CPF Annual Limit in the calendar year, VC made to your platform workers’ three CPF Accounts in excess of the CPF Annual Limit will be refunded without interest.

The CPF Submission Number to make VC to three accounts should have the payment code of “VCT”.