Your monthly payout amount depends on the amount of savings in your Retirement Account (RA) at the point you start your payouts. Under CPF LIFE, you can receive up to $3,300 per month for life. You can use the Retirement Payout Planner to estimate how much you need every month to support the retirement lifestyle you want and project your CPF payout based on your CPF balances.

 

The table below provides a reference on how much you will receive under the CPF LIFE¹ Standard Plan based on the amount of savings in your RA at age 55, which will continue to grow through compound interest over the next 10 years, until you start your monthly payouts from age 65.

 

Savings in your RA at age 55	Savings in your RA at age 65  (factoring in CPF interest rates of up to 6% per annum to grow your RA savings through compound interest)	Monthly Payout from 65 (under the CPF LIFE Standard Plan)2
$50,000	$82,400	$490
$106,500 (Basic Retirement Sum for members turning 55 in 2025)	$164,800	$930
$150,000	$227,900	$1,250
$213,000 (Full Retirement Sum for members turning 55 in 2025)	$319,400	$1,730
$300,000	$445,600	$2,380
$426,000 (Current year’s Enhanced Retirement Sum)	$628,600	$3,330

 

¹If you are not under CPF LIFE, you will receive monthly payouts of at least $350 until your CPF savings are depleted.

²Payout figures are based on a male member and may also be adjusted to account for long-term changes in interest rates or life expectancy. Such adjustments (if any) are expected to be small and gradual.