We want to ensure that your CPF LIFE monthly payouts are sustainable over the long term. As such, our actuarial consultant reviews them yearly and take into account the following:

 

• Deviations in mortality experience. If more people live longer than expected in the long term, the monthly payouts might be lower, and vice versa.
  
  
• Deviations in interest rates. If interest rates are higher than expected, the monthly payouts might be higher, and vice versa.

The revised payout, if any, will take effect every July of the year. We will notify you if there is an adjustment in your monthly payouts. Rest assured that any changes are expected to be small and gradual.