Any premium discounts you redeem on the Healthy 365 app before and on your MediShield Life (MSHL) or Integrated Shield Plan (IP) renewal date will be applied to your upcoming MSHL premiums, up to the net premium payable. Premium discounts redeemed after your MSHL or IP renewal date will be used for your next policy renewal, so long as these remain valid (premium discounts are valid for one year from the date of redemption).

 

The premium discount will be reimbursed to you or your payer’s account after the full premium has been paid at policy renewal. You or your payer may check the reimbursement in the CPF Transaction History or contact your IP insurer directly. For information on your premium discounts, you may login to your Healthcare Dashboard.