The amount of CPF savings you can withdraw from age 65 depends on your birth year and whether you have set aside your Full Retirement Sum (FRS). The withdrawal criteria differ across cohorts and generally:

 

• You can withdraw any amount from your Ordinary Account (OA) savings if you have set aside your FRS, or up to $5,000 if you have not.

• If you are born from 1957 onwards, you may also withdraw an additional amount from your Retirement Account (RA) savings, depending on your RA savings at age 65.

Refer to the infographic on the withdrawal criteria and an example on the additional withdrawal from RA.

 

You can log in to the withdrawal application form to check how much you can withdraw.