What is the current Enhanced Retirement Sum?
The current Enhanced Retirement Sum (ERS) for 2025 is $426,000.
The ERS is increased yearly. For members 55 and above who wish to have higher monthly payouts in retirement, they can top up their Retirement Account up to the current ERS. To find out how much you can top up, log in to your Retirement dashboard.
From 1 January 2025, the ERS was raised to double the current year’s Full Retirement Sum to enable members to voluntarily commit more savings for even higher payouts. This allows members to get higher CPF LIFE monthly payouts of up to $3,300 for life from age 65 through CPF top-ups. Learn more about the payouts you can receive.
Here are the ERS amounts for 2025 to 2027 to enable you to plan your top-ups:
|
Year
|
Enhanced Retirement Sum (ERS)
|
|
2025 (Current)
|
$426,000
|
|
2026
|
$440,800
|
|
2027
|
$456,400
|
This information is sourced from CPF
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