Your Supplement policy remains active as long as you continue paying its premiums and maintain coverage under CareShield Life or ElderShield. You can claim from both your Supplement policy and CareShield Life/ElderShield if you fulfil the respective claim criteria.

 

Since Supplement policies are supplement products administered by the private insurers, any premiums you have already paid for these policies will not be considered when joining CareShield Life.

 

When upgrading to CareShield Life, only your paid ElderShield premiums will be taken into account when calculating your CareShield Life premiums.