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What is premium loading for Home Protection Scheme?

Updated by CPF
Premium loading means additional premium is charged on top of the standard premium to provide insurance coverage for pre-existing medical conditions, given the higher likelihood of claims.

This information is sourced from CPF.

Topics:

Home OwnershipProtecting against losing your home

Related questions

How is the amount of premium loading determined for my Home Protection Scheme?

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I am currently covered under the Home Protection Scheme (HPS) at standard premium rates. Will my premium increase after the introduction of premium loading?

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If my health condition is such that I am offered a Home Protection Scheme cover with premium loading, is it compulsory to take up this cover?

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If I am offered a Home Protection Scheme cover with premium loading, what will be my premium payable?

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