What should I do if my Home Protection Scheme cover has lapsed due to non-payment of premium?

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Accepted Answer

You may continue receiving financial protection on your outstanding housing loan through Home Protection Scheme (HPS) by reinstating your lapsed cover or applying for a new one, depending on your eligibility:

*When did your HPS cover lapse or end?**	Next steps
Ended 6 months or less	Apply to reinstate your HPS cover online.
Ended more than 6 months but less than or equal to 1 year ago	Apply to reinstate your HPS cover online with supporting reason and health declaration. Your eligibility to reinstate your previous HPS cover is subject to approval.
Ended more than 1 year ago	Apply for a new HPS cover with health declaration. Your eligibility for the new HPS cover is subject to approval and you being in good health.

*You may check your HPS cover end date from the hardcopy lapse letter (Ref: HPS/Lapse) sent to you.

What should I do if my Home Protection Scheme cover has lapsed due to non-payment of premium?

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