If your approved dependants do not have sufficient MediSave for their outpatient treatment expenses, you may consider using your MediSave to pay for them. Approved dependants refer to a member’s spouse, children, parents, grandparents and siblings. They can be of any nationality except for grandparents and siblings who must be Singapore Citizens or Permanent Residents.

  

While they can tap on your MediSave, the amount they can use is subject to the MediSave withdrawal limits, which is applied on a per patient basis regardless of the number of payers. If they still have outstanding medical expenses after utilising up to the MediSave withdrawal limit, they would have to pay the remainder in cash.

 

Should you wish to use your MediSave for your approved dependants’ medical expenses, you may approach the Medical Institution (MI) where they are receiving treatment at to sign the Medical Claims Authorisation Form (MCAF). The hospital will then submit the claim to us and payment from your MediSave will be made directly to the MI.