The $3,600 figure refers to the household monthly income per person, which is based on the total income earned by a family staying in the same residential address, divided by the number of members of that family.

 

If the total income earned by family members is $14,000, and there are four members in the family, then the household monthly income per person is $3,500, and the family would qualify for subsidies.

 

Up to two-thirds of the population would qualify for Premium Subsidies. This is a fairer way of calculating the need for subsidies, because a family with more members may need more support, even if the total income they make is quite high. This is because the amount they can spend on each family member will be lower if there are more family members.

 

Families in a lower household income category will get a higher subsidy rate. In this way, we give more help to those who have less resources and need more help. This is part of being a compassionate and inclusive society.