How do I determine the CPF contribution rates as a platform operator?
The CPF contribution rate depends on platform workers’ earnings, age and opt-in status. You can verify the amount using the platform workers CPF Contribution Calculator.
You can also refer to the details of the CPF contribution rates for platform workers:
- Pages 1-5: Contribution rates for platform workers who are mandated or have opted in (2025-2029)
- Page 6: Contribution rates for platform workers who have not opted in.
Opt-in Status Query
For platform workers born before 1995, their CPF contribution rates depend on platform workers’ opt-in status. You will need to check your platform workers’ latest opt-in status before calculating their CPF contributions.
The monthly query with CPF Board via Secured File Transfer Protocol (SFTP) will inform you of the latest opt-in status of your platform workers. There is no need to include platform workers born in or after 1995 in the query, as it is mandatory for them to make the increased CPF contributions. You may refer to this step-by-step guide to conduct monthly query on platform workers' opt-in status.
CPF Board will inform you of the opt-in status of your platform workers on the 20th of each month, via the monthly query. You can refer to the illustration below for the opt-in status query timeline.
This information is sourced from CPF
Related questions
What are the contribution rates for platform workers?
How do I check which platform workers have opted in for increased CPF contributions?
How do I check which platform workers have opted in for increased CPF contributions?
How to calculate the CPF contributions based on net earnings of a platform worker?
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