A monthly earnings ceiling would not be as relevant for platform workers, who generally do not have a basic monthly wage and are more likely to see high month-to-month variation in earnings.

 

For example, take a platform worker who earns $4,000 in January and $8,000 in February. If a monthly cap of $6,000 is applied, the worker would receive CPF contributions for the full $4,000 earned in January, but would only receive CPF contributions for $6,000 out of the $8,000 earned in February. Thus, the worker would receive less CPF than an employee who has a regular monthly salary of $6,000 per month, and would have received CPF contributions on $6,000 across both months.