What is the Ordinary Wage (OW) ceiling?

The Ordinary Wage (OW) ceiling limits the amount of OW that attract CPF contributions in a calendar month for all employees. It will be gradually raised to $8,000 by 2026. The increase takes place in four steps, as shown in the table below, to allow employers and employees to adjust to the changes.
Table: Changes in CPF salary ceilings
CPF Ordinary Wage ceiling |
CPF annual salary ceiling
| |
From 1 Jan 2016 to 31 Aug 2023 |
$6,000 |
$102,000 (no change) |
From 1 Sep to 31 Dec 2023 |
$6,300 (+$300) | |
From 1 Jan to 31 Dec 2024 |
$6,800 (+$500) | |
From 1 Jan to 31 Dec 2025 |
$7,400 (+$600) | |
From 1 Jan 2026 |
$8,000 (+$600) |
This information is sourced from CPF
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