What is the Ordinary Wage (OW) ceiling?

The Ordinary Wage (OW) ceiling sets the maximum amount of OW that attracts CPF contributions in a calendar month for all employees. It was gradually raised and has reached $8,000 in 2026. The increase took place in four steps, as shown in the table below, to allow employers and employees to adjust to the changes.

 

	CPF Ordinary Wage ceiling	CPF annual salary ceiling
From 1 Jan 2016 to 31 Aug 2023	$6,000	$102,000 (no change)
From 1 Sep to 31 Dec 2023	$6,300 (+$300)
From 1 Jan to 31 Dec 2024	$6,800 (+$500)
From 1 Jan to 31 Dec 2025	$7,400 (+$600)
From 1 Jan 2026	$8,000 (+$600)