This depends on how you submitted the Home Protection Scheme (HPS) application form.

CPF website (Form Ref: HPS/45)

If you have recently submitted an online application for a Home Protection Scheme (HPS) cover (Ref: HPS/45) via the CPF website, you can check the status of your application online using your Singpass.

For existing HDB flat owners:

Once your HPS application is approved, we will deduct the HPS premium from your CPF Ordinary Account (OA). You can view your HPS coverage status through the Home ownership dashboard, under the section "Protection against losing your home." You can expect to receive your HPS certificate generally within one to two weeks after successful premium deduction.

We will inform you if you are not eligible for HPS coverage. If your OA funds are insufficient, we will inform you and provide alternative options of making the premium payment.

For new HDB flat owners:

After your HPS application is approved, we will deduct the HPS premium from your CPF OA generally within two weeks from the date you officially become the legal owner of the flat. You can view your HPS coverage status through the Home ownership dashboard under the section "Protection against losing your home." Your HPS certificate will generally be sent to you within one to two weeks after successful premium deduction.

We will inform you if you are not eligible for HPS coverage. If your OA funds are insufficient, we will inform you and provide alternative options of making the premium payment.

HDB (Form Ref: HPS/9)

If you have recently submitted an HPS application via HDB using Form HPS/9, we will process your HPS application generally within five working days. In some cases, if we need to further assess your eligibility for HPS coverage, it might take a little longer.

For existing HDB flat owners:

We will inform you if you are not eligible for HPS coverage. If your OA funds are insufficient, we will inform you and provide alternative options of making the premium payment.

For new HDB flat owners:

After your HPS application is approved, we will deduct the HPS premium from your CPF OA, generally within two weeks from the date you officially become the legal owner of the flat. You can view your HPS coverage status through the Home ownership dashboard, under the section "Protection against losing your home." Your HPS certificate will generally be sent to you within one to two weeks after successful premium deduction.

We will inform you if you are not eligible for HPS coverage. If your OA funds are insufficient, we will inform you and provide alternative options of making the premium payment.

If you require clarification on the status of your application, please write to us.

Am I covered under the Dependants' Protection Scheme?

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