If your nominee passes on before you, his/her share will be given to the surviving nominee(s) in the same proportion you have specified.

 

For example, a CPF member made the following nomination:

• Nominee A: 60%
• Nominee B: 30%
• Nominee C: 10%

Nominee A passed on and the CPF member did not make a new nomination. Nominee A's 60% share will be redistributed between the surviving nominees (i.e. Nominee B and Nominee C) in proportion to their original allocations. The distribution outcome will be as follows:

• Nominee B will receive 75% (30% of 40%* = 75%)
• Nominee C will receive 25% (10% of 40%* = 25%)

*40% is the total shares originally allocated to Nominee B and C.

 

If there are no surviving nominee(s), your nomination is considered revoked and your savings will be transferred to the Public Trustee’s Office for distribution under the intestacy or Muslim Inheritance laws.