The maximum amount of top-ups you can receive depends on your age and your CPF savings. You can easily check your top-up limit in the “Top-ups” section of your Retirement Dashboard.

If you are below 55, you can refer to the “Maximum amount you can top up using cash” to reach the Current Full Retirement Sum.

If you are 55 or above, you can refer to the “Maximum amount you can top up using cash” to reach the Current Enhanced Retirement Sum.

Here is a breakdown of how the maximum top-up amount is calculated:

Age Group	Calculation Method
Below age 55	Current Full Retirement Sum – Special Account (SA) savings – Amount withdrawn from SA for investments¹
Age 55 and above	Current Enhanced Retirement Sum – Retirement Account (RA) savings² - RA savings used for CPF LIFE premiums

¹Net SA savings withdrawn under CPF Investment Scheme for investments that have not been completely disposed of.

² Excludes, generally, interest earned, government grants received and includes retirement withdrawals.

You can refer to these examples on how the maximum top-up amount is computed.

Can Muslims nominate a non-Faraid heir to receive their CPF savings after they pass?

Related questions

If a valid CPF nomination has been made, can a Faraid heir who has not been nominated claim a portion of the deceased member's CPF savings?

Do I need to make a CPF nomination if I want my CPF savings to be distributed according to Faraid?

Can Muslims nominate a non-Faraid heir to receive their CPF savings after they pass?

If I am the sole nominee of the CPF nominations of my deceased family member, must I distribute it to other family members by Faraid? If a valid CPF nomination has been made, can a Faraid heir who has not been nominated claim a portion of the deceased member’s CPF savings?