Housing & Development Board (HDB) has several measures to help HDB mortgagors who are in financial difficulty to service their monthly housing payments. These include rescheduling of loan, reducing or deferring payments, and paying arrears by instalments. Mortgagors who have difficulty servicing their mortgage payments can approach HDB via their Write To Us for advice on the financial assistance measures that best suit their needs. They can also approach their HDB Branch Office managing their flats for assistance.