PayNow is a secure funds transfer service that allows customers to receive money into their bank account using their NRIC/FIN or mobile number.

 

With PayNow, the recipient’s bank information remains private. The recipient needs to provide their mobile number or NRIC/FIN to the sender to receive money. Other PayNow users will not have access to your personal details.

 

To receive government benefits via PayNow, you must link your NRIC to PayNow. PayNow-Mobile number is not accepted. The NRIC is a stable proxy issued by the Government, whereas mobile numbers can be easily changed. To ensure funds are credited to the correct recipient’s bank account, only an NRIC is accepted as the proxy for Government benefits via PayNow.

 

You can register and link your NRIC to PayNow if you have a bank account with one of the following participating banks in Singapore:

 

Bank
Bank of China
CIMB
Citibank
DBS Bank / POSB
GXS Bank
HL Bank
HSBC Bank
ICBC
MariBank
Maybank
OCBC
RHB Bank
Standard Chartered Bank
State Bank of India
Trust Bank
UOB

 

The list of PayNow-GIRO banks is updated as of 28 March 2025.