The purpose of CPF savings is to provide members with monthly payouts in their retirement. Hence, you will have to start your CPF LIFE monthly payouts, including any Additional Monthly Payouts (AMP), latest by age 70.

 

We understand that some members think of their savings in CPF as an investment to enjoy the interest rates. If you have no immediate need for the payouts, you can consider investing them outside the CPF system. Do note that investing outside of CPF carries a certain level of risk and requires careful consideration.