If you have already joined CPF LIFE, you can consider the following options to increase your monthly payouts:

 

Using your withdrawable CPF savings to increase your CPF LIFE premium
If you are born in 1958 or after, you can withdraw additional amount of up to 20% of your retirement savings from 65, which includes the first $5,000 that you can withdraw at any time from 55. If you are born in 1957, you can withdraw additional amount of up to 10% of your retirement savings from 65, as you can already withdraw up to 10% of your CPF savings from 55.

You can use this withdrawable amount to increase your CPF LIFE premium. If you would like to do so, please instruct us via the Plan my monthly payouts service.

• Topping up and increase your CPF LIFE premium
  You or your loved ones can make cash top-ups and CPF transfers to your Retirement Account (RA) up to the current Enhanced Retirement Sum by logging in with your Singpass. The more RA savings you use to join CPF LIFE, the higher your monthly payouts.
  
  
• Deferring your monthly payouts (up to 70)
  Consider deferring your payouts if you are still working or have other income. Your monthly payouts will increase by up to 7% for each year that you defer.
  
  
• Monetising your property
  If you own a property, you can also consider monetising your property.

If you wish to enquire on your revised payout, please write to us.