Which of my CPF accounts can I use to participate under CPF Investment Scheme - Ordinary Account (CPFIS-OA) or CPF Investment Scheme - Special Account (CPFIS-SA)?
You can only use your Ordinary Account (OA) savings for investments under CPF Investment Scheme - Ordinary Account (CPFIS-OA), and your Special Account (SA) savings for investments under CPF Investment Scheme - Special Account (CPFIS-SA).
The instruments available for investments under CPFIS-OA and CPFIS-SA are different. You may not combine savings from your OA and SA to buy a product. However, you can transfer funds from your OA to your SA* to invest under CPFIS-SA. Such transfers are irreversible. The total savings in the SA including the amount withdrawn under CPFIS-SA cannot exceed the current full retirement sum after the transfer.
* Applicable only to members below age 55.
This information is sourced from CPF
Related questions
What is the difference between the CPF Investment Scheme-Ordinary Account (CPFIS-OA) and CPF Investment Scheme-Special Account (CPFIS-SA)?
I am aged 55 and above. What happens to my CPF Investment Scheme-Special Account after my Special Account is closed?
What is the CPF Investment Scheme (CPFIS)?
My Special Account (SA) savings were transferred to the Ordinary Account (OA) after SA closure, as I have set aside the Full Retirement Sum. With the OA having lower interest, what can I do to earn the interest that the SA pays?
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