Yes, you can apply to make a voluntary housing refund of any amount up to the total CPF principal amount you have withdrawn for the purchase of your property and the accrued interest. You can check the amount available for voluntary refund in the “What happens if” section on your Home ownership dashboard.

 

Generally, your partial refund will first be used to reduce the principal amount withdrawn for your home. Any remaining amount, after the principal has been fully reduced, will be used to reduce the accrued interest on your housing withdrawals.

 

You can apply to make a voluntary housing refund through the following methods:

 

1. Online Application:

1. Read the Terms of Use. If you accept, click the checkbox
2. Click "Start"
3. Log in with your Singpass
4. Select ”PayNow” as the payment method
5. Select a property, enter a refund amount
6. Click "Next"
7. Read the declaration. If you agree, click the checkbox and click "Confirm"
8. Make the payment

2. Through the CPF Mobile app:

1. Log in to CPF Mobile app with your Singpass
2. Select "Services"
3. Select "Voluntary Housing Refund" and click "Continue"
4. Select the property, key in a refund amount, and click "Next"
5. Read the agreement. If you agree, click the checkbox
6. Click "Next"
7. Select the payment method
8. Make the payment

If you pay by PayNow using the QR code or OCBC Digital, the transaction will appear in your transaction history immediately after payment. If you accidentally used the same QR code to make more than one payment, the subsequent payment(s) will be refunded to your bank account. Each QR code generated is unique and should only be used for one payment.

 

If you are unable to submit online or through the CPF Mobile app, you may write to us at https://www.cpf.gov.sg/writetous for assistance.