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How much CPF monthly payout can I receive if I top up to the raised Enhanced Retirement Sum in 2025?


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Updated by CPF
Your CPF monthly payout depends on several factors, including the age when you set aside the Enhanced Retirement Sum (ERS) and when you start receiving payouts.
 
Illustrative Monthly Payouts for CPF LIFE Standard Plan:
 

Scenario

Monthly Payout

Age 55 in 2025 and top up to ERS in 2025

$3,100 – $3,300 from age 65

Age 65 in 2025, set aside your Full Retirement Sum at age 55 and top up to ERS in 2025

$2,500 – $2,700

For a personalised estimate, please use the Monthly payout estimator.

This information is sourced from CPF


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