What is the change to the Enhanced Retirement Sum in 2025?
The Enhanced Retirement Sum (ERS) was raised on 1 January 2025 to double the current year’s Full Retirement Sum (FRS). This provides CPF members aged 55 and above the option to voluntarily top up more to their Retirement Account (RA) for even higher monthly payouts in retirement.
The ERS in 2025 is $426,000. This allows members to get higher CPF LIFE monthly payouts of up to $3,300 for life from age 65 through CPF top-ups. Learn more about the payouts you can receive.
This information is sourced from CPF
Related questions
What is the current Enhanced Retirement Sum?
Does the raising of the Enhanced Retirement Sum (ERS) affect my Basic Retirement Sum (BRS) and Full Retirement Sum (FRS)?
Can I top up my retirement savings to the Enhanced Retirement Sum (ERS)?
Why am I not able to top up my Special/Retirement Account beyond the current Full Retirement Sum (FRS) (below 55) or Enhanced Retirement Sum (ERS) (55 or above)?
Need more help?
Get in touch