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What happens if I do not have the Basic Healthcare Sum when I turn age 65?

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Source: https://www.cpf.gov.sg/member

The Basic Healthcare Sum (BHS) is the estimated savings you will need for your basic subsidised healthcare expenses in old age. If you have less than the BHS at age 65, you are not required to top up your MediSave Account (MA). However, you may choose to top up your MA using cash if you would like to build up your healthcare savings.

This information provided here is sourced from the CPF website.


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