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Why is there a limit set for my top-up to 3 CPF accounts?

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Source: https://www.cpf.gov.sg/member

There is a limit set as the CPF system is generally meant to cater to the needs of up to 80th percentile of workers in Singapore. Higher income earners would have other means to supplement their retirement income.

This information provided here is sourced from the CPF website.


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