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What is the maximum amount of top-ups I can receive?

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Source: https://www.cpf.gov.sg/member

The maximum amount of top-ups you can receive depends on your age and amount of CPF savings you have. You can easily check your top-up limit in your Retirement Dashboard.

Computation of top-up limits for recipients based on age. If the recipient is below 55, his top-up limit is the difference between the current Full Retirement Sum and his Special Account (SA) savings which include the net amount withdrawn from his SA for investments. If the recipient is 55 or above, his top-up limit is the difference between the current Enhanced Retirement Sum and his Retirement Account savings. This excludes amounts such as interest earned, any government grants received, plus retirement withdrawals.

You can refer to these examples on how the maximum top-up amount is computed.

This information provided here is sourced from the CPF website.


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