Household monthly income per person is the criteria used when there is a household income. (“Household” refers to the NRIC address)

It is calculated as the total gross household monthly income divided by the total number of family members living together in the household. Gross monthly household income includes basic employment income, trade/self-employed income, overtime pay, allowances, cash awards, commissions, and bonuses.

When there is no household income, Annual Value (AV) is used instead. AV is the estimated gross annual rent of a property if it were to be rented out, excluding furnishings and maintenance fees. It is determined by IRAS, and may be checked via IRAS website. Subsidy levels in 2026 will be determined using 2025 Annual Values.