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Would someone with dementia or other cognitive challenges automatically qualify for CareShield Life claims?
No, as such conditions affect people’s ability to carry out the six activities of daily living at different levels.
In order to qualify for a CareShield Life claim, your loved one still needs to undergo a disability assessment by an MOH-accredited severe disability assessor. The assessor will consider the impact of your loved one’s cognitive challenges as part of the assessment.
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