The Government allows for cash withdrawal under MediSave Care out of recognition that long-term care needs vary significantly across individuals. Allowing cash withdrawals will provide patients and their caregivers the flexibility to decide on their desired care arrangements and long-term care services.

Other existing MediSave limits cater to well-defined care episodes and treatments. MediSave is hence intended to directly pay providers for the exact cost of treatment incurred, up to prevailing withdrawal limits.