If you have not met your Basic Healthcare Sum (BHS), you may apply to transfer the savings in your Special and/or Ordinary Account(s) to your MediSave Account, up to your BHS. To do so, you have to be aged 55 and above and have the Full Retirement Sum (FRS) or Basic Retirement Sum (BRS) with sufficient property charge/pledge in your Retirement Account.

You may also apply to transfer the savings in your Special and/or Ordinary Account(s) to the MediSave Account of your loved ones aged 55 and above. You may do so by logging into CPF Online Services > My Request > CPF Transfer(s) to My/My Loved Ones' MediSave Account. The same criteria above would apply.