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My family member is not able to sign on the CareShield Life claim form to authorise his claim as he is mentally incapacitated. What should I do?


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Updated by AIC

As a caregiver, you may make an application and opt to receive the payouts on behalf of your disabled family member who lacks mental capacity. In order to do so, you will need to be your disabled family’s member deputy appointed by the Court, or donee appointed under a Lasting Power of Attorney (LPA), to manage his property and affairs. This requirement safeguards his interests.

If your disabled family member does not have a donee or deputy, you can still apply for, and receive payouts on your family member’s behalf. However, to protect the interests of your family member, you will need to apply to be appointed as a deputy by the Court within 12 months of claims approval, failing which the payouts will be re-directed to your family member’s bank account, or suspended until a deputy has been appointed. AIC can provide you with further advice on the process of applying for deputyship.


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