Can there be lump sum payouts / death benefits / “No-claim Bonus” to incentivise healthy living / 2 ADL criteria for CareShield Life?

CareShield Life is designed to provide basic financial protection against the costs of long-term care, with monthly cash payouts upon severe disability to cover ongoing costs. It is not designed or priced to cover payouts if insureds remain healthy.
Singaporeans who wish to obtain additional coverage including lump sum payouts and death benefits can consider purchasing Supplements from the private insurers.
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