Severely disabled ElderShield insureds will not be able to join CareShield Life. If you are a severely disabled ElderShield insureds, you should consider making a claim with your insurer, so that you can benefit expeditiously from the ElderShield scheme.

ElderShield 400 insureds born between 1970 and 1979 who are not severely disabled when the scheme commences for those born in 1979 or earlier in end-2021 will be auto-enrolled onto CareShield Life. The Government will make use of existing data from the insurers and the Agency for Integrated Care (AIC) on current claimants from ElderShield/current recipients of disability grant schemes, to determine who is already severely disabled.