To make joining CareShield Life more convenient, Singapore Citizens and Permanent Residents born in 1970 to 1979 will be auto-enrolled in CareShield Life from end-2021, if they are currently insured under the ElderShield 400 scheme and are not severely disabled at the point of auto-enrolment. If you are auto-enrolled, you can opt out of CareShield Life by 31 Dec 2023 if you do not wish to join the scheme, and your premiums will be refunded.

The Government will make use of existing data from the insurers and the Agency for Integrated Care (AIC) on current claimants from ElderShield/current recipients of disability grant schemes, to determine who is already severely disabled. You may be asked to go for a disability assessment before you are auto-enrolled, if our existing data indicates you may have severe disability but you are not claiming from ElderShield.