If I am born in 1979 or earlier and develop severe disability, can I join CareShield Life?

If you are unable to perform three or more Activities of Daily Living (i.e. have developed severe disability), you will not be eligible to join CareShield Life.

If you are insured under ElderShield and have not made a claim yet, you may wish to claim from ElderShield instead. Depending on the plan you have, ElderShield provides monthly cash payouts of $300 per month for up to 60 months (under ElderShield 300 plan), or $400 per month for up to 72 months (under ElderShield 400 plan).

If you have received all your ElderShield payouts, you may wish to tap on Government subsidies and various Government assistance schemes (such as the Home Caregiving Grant, ElderFund) for assistance. You may also approach the Medical Social Workers at the health institution you are seeking medical treatment from or your nearest Social Service Office (SSO). For more information on MediFund or ComCare, please visit https://www.moh.gov.sg/cost-financing/healthcare-schemes-subsidies/medifund or http://www.msf.gov.sg/comcare.

This information provided here is sourced from the MOH website.