If I have finished claiming my ESH 300/400 payouts, can I still join CareShield Life? If not, what are the schemes that can help me?

Singaporeans who are severely disabled will not be able to join CareShield Life. However, those who have recovered from their severe disability could join CareShield Life, but may be required to undergo a disability assessment.

If you have finished claiming your ElderShield payouts or are not on ElderShield, you can tap on means-tested Government subsidies and various Government assistance schemes to complement your personal savings and family support, in meeting your long-term care needs. Government assistance schemes such as the Seniors’ Mobility and Enabling Fund can also help defray the cost of consumables and assistive devices, after the scheduled launch dates of MediSave Care on 1 October 2020 and ElderFund from Jan 2020 respectively.

Government-funded safety nets such as MediFund, ComCare can provide further assistance if you are unable to pay for your care even after Government subsidies and other means of support.