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I already have an Integrated Shield Plan. How is MediShield Life relevant to me?



Integrated Shield Plans (IPs) comprise 2 components – the MediShield Life component and the additional private insurance coverage. Those covered under IPs currently enjoy the combined benefits of MediShield Life, which is run by the Central Provident Fund Board, and the additional benefits of the additional private insurance coverage, which is run by private insurers.

As MediShield Life is a component of your IP coverage, you need not worry that there is duplicate coverage between MediShield Life and your IP.

MediShield Life will cover all pre-existing conditions, even if they are excluded by your private insurer from the additional private insurance coverage of your IP. Should you decide to drop your IP cover one day, you will remain covered by MediShield Life.

This information provided here is sourced from the MOH website.

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